AML Subject Matter Expert

<h4 id="About-the-role">About the role</h4><p>We are looking for a hands-on AML Subject Matter Expert to help develop, implement and continuously improve our AML framework across the Group.</p><p>This is a practical, delivery-focused role for someone who can turn regulation into workable solutions, challenge existing practices and simplify processes without compromising AML effectiveness.</p><p>You will work across the business and with Group colleagues in different EU jurisdictions, while also operating as a strong individual contributor with ownership of key AML initiatives.</p><h4 id="Key-responsibilities">Key responsibilities</h4><ul><li><p>Develop and implement AML policies, procedures, controls and frameworks across relevant jurisdictions.</p></li><li><p>Translate regulatory requirements into practical, proportionate business solutions.</p></li><li><p>Review existing AML practices and processes, benchmark against market standards and identify opportunities to simplify, standardize and improve.</p></li><li><p>Drive AML process optimization, reducing unnecessary complexity, duplication and manual activity.</p></li><li><p>Monitor regulatory and industry developments and implement required changes.</p></li><li><p>Partner with Product, Operations, Risk, Compliance, Technology and Data teams to embed AML into processes and product development.</p></li><li><p>Use AML data and analytics to identify risks, trends, control weaknesses and opportunities for improvement.</p></li><li><p>Develop AML MI, metrics and reporting for management and regulators.</p></li><li><p>Support regulatory inquiries, audits and inspections.</p></li><li><p>Design and deliver AML training and share best practice across the Group.</p></li><li><p>Identify opportunities to use technology and automation to improve AML effectiveness and efficiency.</p></li></ul><h4 id="What-we-are-looking-for">What we are looking for</h4><ul><li><p>Proven AML / Financial Crime experience, ideally in consumer finance, fintech or banking.</p></li><li><p>Strong practical knowledge of AML regulations and frameworks.</p></li><li><p>Experience designing, implementing and optimizing AML processes across jurisdictions.</p></li><li><p>Ability to assess market practices and translate regulatory requirements into simple, effective and pragmatic solutions.</p></li><li><p>AML data analysis experience is highly desirable.</p></li><li><p>Experience with regulatory bodies and inquiries is an advantage.</p></li><li><p>Bachelor's degree; CAMS, ICA or equivalent is a plus.</p></li></ul><h4 id="You-will-be-successful-if-you-are">You will be successful if you are</h4><ul><li><p>Hands-on, pragmatic and delivery focused.</p></li><li><p>Comfortable working independently and taking personal ownership for outcomes.</p></li><li><p>A strong individual contributor who also works effectively as part of a team.</p></li><li><p>Able to challenge the status quo and simplify complex processes.</p></li><li><p>Comfortable making decisions quickly based on available information.</p></li><li><p>Data-driven and curious about new external AML practices, technology and automation.</p></li><li><p>A strong communicator and relationship builder who can influence colleagues across the organization.</p></li><li><p>Willing to share knowledge and promote best practice across the Group.</p></li></ul>