Commercial Loan Officer 3

Qualifications: Minimum of seven (7) years experience in a high-volume, production-oriented, commercial lending role or equivalent position. Requires valid driver's license to perform job duties. Bonus Points If You Have: Bachelor's Degree in Finance, Business, Economics or related field of study. Certifications: Risk Management Association (RMA) Lending Certifications. What You’ll Bring: Possess a knowledge and understanding of commercial lending guidelines, regulatory procedures, processes, and laws as they pertain to the acceptance and approval of member business loans. Knowledge of federal, state and local laws, statutes, regulations codes and standards related to the area of responsibility. Experience with investor commercial real estate, commercial & industrial lending, and business deposit products. Proficient use and understanding of Microsoft Office products (Word, Excel, Outlook) with the ability to learn and quickly adapt to new technologies. Strong networking and relationship management skills. High level consultative selling skills, negotiation and presentation skills, with a history of successful outside sales experience. Establish and maintain effective working relationships with area Vice Presidents, Directors, Branch Managers, and employees. Ability to make recommendations on loan pricing, terms, risk grades, evaluate the liquidation value of collateral, specify sources of repayment, assess industry business and management risks, etc. Prepare written requests for approval of member business loans that cover all regulatory and credit union requirements. Ability to understand complex business loan requests, evaluate overall financial capacity of borrowers/guarantors, and identify strengths and weaknesses. Entrepreneurial spirit with the ability to work successfully in a collaborative manner with other staff members. Establish program goals and objectives that support the credit union’s strategic plan. Ability to make recommendations on loan pricing, terms, risk grades, evaluate the liquidation value of collateral, specify sources of repayment, assess industry business and management risks, etc. Ability to generate a high volume of new loan originations and deposits, while managing a significantly sized loan portfolio. Establish and maintain a good rapport with management, employees, vendors and members. Strong knowledge of commercial credit analysis including analysis of borrower financial statements, CRE investor real estate, C&I lending concepts (and construction lending knowledge preferred). Ability to maintain a positive attitude while actively looking for ways to helps members and co-workers. Work extended hours as required or requested by management to complete assigned projects. Experience with and/or working knowledge of financial services loan and documentation systems (e.g. LaserPro, LOS systems, spreading software, etc.) preferred. Direct experience in commercial lending and/or business development within the core market area preferred. Total Rewards: This position is eligible for Full-Time Regular benefits. Employees and their eligible family members have access to a wide array of employee benefits, such as medical, dental, vision and life insurance coverage. Includes an option for Medical, Dental, and Vision insurance to be paid at a 100% by company for the employee only coverage. We also offer Health Care FSA (HCFSA), Health Savings Account (HSA) with employer contributions, and Dependent Care FSA (DCFSA). Employees also have access to Life and AD&D insurance. Employees are able to enroll in our 401k plan. Full-Time Regular employees accrue 8 hours of vacation and 8 hours of sick leave, on a monthly basis. Full-Time Regular hired employees also receive 11 paid holidays throughout the calendar year, 1 floating holiday, 16 hours of self-care time, and 16 hours of volunteer time. All benefits except 401k start the first of the month following date of hire. Employees become eligible to contribute to 401k on the first of the month following 60 days of employment. Peak Credit Union participates in E-Verify. We use E-Verify to confirm the identity and employment eligibility of all persons hired to work in the United States. For more information on E-Verify, please click here: E-Verify Participation Poster English and Spanish For more information on Right to Work, please click here: Right to Work For more information on the Fair Chance Act, please click here: Fair Chance Act Peak Credit Union is an Affirmative Action and Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, or protected veteran status and will not be discriminated against on the basis of disability. Equal Employment Opportunity Posters If you’d like to view a copy of the company’s affirmative action plan or policy statement, please email Careers@peakcu.org. If you have a disability and you believe you need a reasonable accommodation in order to search for a job opening or to submit an online application, please e-mail Careers@peakcu.org. This email is created exclusively to assist disabled job seekers whose disability prevents them from being able to apply online. Only messages left for this purpose will be returned. Messages left for other purposes, such as following up on an application or technical issues not related to a disability, will not receive a response. Equal Opportunity Employer Veterans/Disabled Equal Opportunity is the Law Posting Pay Transparency Nondiscrimination Posting When you apply to a job on this site, the personal data contained in your application will be collected by Peak Credit Union. Your personal data will be processed for the purposes of managing the Credit Union’s recruitment related activities, which include setting up and conducting interviews and tests for applicants, evaluating and assessing the results thereto, and as is other