Control Desk & Credit Analyst (Analista de Mesa de Controle e Crédito) – São Paulo (Hybrid)

Key responsibilities: Monitor and review onboarding processes to ensure accuracy and adherence to internal controls. Collaborate with Sales and other Customer-facing teams to complete timely and thorough KYC/KYB and CDD reviews. Flag and escalate inconsistencies or risks in real time, ensuring we meet our internal SLA s and compliance standards. Maintain up-to-date knowledge of policies and procedures, and contribute to a culture of continuous improvement. Work cross-functionally to identify bottlenecks or risks and support automation and process enhancements. Who you are We’re looking for someone who meets the minimum requirements to be considered for the role. The preferred qualifications are a bonus, not a requirement. Must haves Minimum 3 years of experience in Financial Analysis , Credit Risk Assessment , KYC , CDD , or related risk and compliance functions. Strong analytical rigor to credit evaluation Proven ability to interpret financial statements (Balance Sheet, Income Statement, Cash Flow) for credit decision-making. Strong proficiency in Excel and confidence working with large datasets and financial indicators. Solid numerical skills and an analytical mindset, capable of connecting metrics to risk exposure. Intermediate English proficiency and working proficiency in Portuguese . Familiarity with AI tools to automate workflows and improve analysis efficiency. Nice to haves Experience in a high-growth startup or tech-driven financial institution. Basic proficiency in Spanish , or the motivation to learn. Exposure to quantitative models (e.g., Z-Score, logistic regression) for solvency prediction. Independent analytical skills using spreadsheets or BI tools . Why join Clara At Clara, you’ll have the autonomy, speed, and support to make meaningful impact — not just on your team, but on how organizations are run across Latin America. Who we are We’re the leading B2B fintech for spend management in Latin America. Certified as one of the world's fastest-growing companies, a Great Place to Work , and a LinkedIn Top Startup . Passionate about making Latin America more prosperous and competitive. Constantly innovating to build financial infrastructure that enables each of our customers to thrive. Product-led, high-talent-density culture — designed for builders who raise the bar. Proud of our open, inclusive, and values-driven environment. What we believe in #Clarity. We say things clearly, directly, and proactively. #Simplicity. We reduce noise to focus on what really matters. #Ownership. We take responsibility and never wait to be told. #Pride. We build products and experiences we’re proud of. #Always Be Changing (ABC). We grow through feedback, risk-taking, and action. #Inclusivity. Every voice counts. Everyone contributes to our mission. What we offer Competitive salary and stock options ( ESOP ) from day one Multicultural team with daily exposure to Portuguese, Spanish, and English (our corporate language) Annual learning budget and internal accelerated development paths High-ownership environment: we move fast, learn fast, and raise the bar — together Smart, ambitious teammates — low ego, high impact Flexible vacation and hybrid work model focused on results If you’re ready for growth, ownership, and impact — apply now and help us redefine B2B finance in Latin America. Clara’s Hybrid Policy Claridians in a hybrid mode split their time between working from the office, talking to or visiting customers, or working from home. This hits a balance between bringing people together for in-person collaboration and learning from each other, while supporting flexibility about how to do this in a way that makes sense for each individual and team. We don't enforce a minimum number of days for most roles, but you're expected to spend time at the office organically, and be at the office most days during your ramp-up or when required by your leader.