Product Engineer (Software Engineer)

ABOUT THE ROLE This is a full-stack product engineering role at an early-stage fintech company building consumer tools for cash advances, paycheck bridging, and credit building. You will work directly with product, engineering, and business leaders to ship high-impact features for a growing base of paying users, with a real effect on their day-to-day financial lives. WHAT YOU'LL DO - Build product features end-to-end, including domain models, business logic, and API integrations. - Drive data-driven, incremental releases toward bold product milestones. - Use SQL and analytics tooling to evaluate product and system performance regularly. - Test and debug complex state machines in an event-driven, pub/sub-heavy backend to ensure a seamless user experience. - Ship to production daily through a rapid CI/CD process, owning implementations end-to-end and responding to production incidents as needed. WHAT WE'RE LOOKING FOR - 3+ years of experience building backend features end-to-end for production systems. - Proficiency designing and consuming RESTful APIs, including authentication/authorization patterns and rate limiting. - Experience with event-driven architectures and message queues such as Kafka or Pub/Sub. - Meaningful early-stage startup experience, rather than exclusively large-company or late-stage backgrounds. - Strong knowledge of relational databases (PostgreSQL or MySQL), including data modeling and query optimization. - Hands-on experience with CI/CD pipelines, version control, automated testing, and code review processes. - Experience writing SQL and using analytics tools to evaluate system and product performance. - A track record of building consumer-facing products, not B2B only. - Strong computer science fundamentals: algorithms, data structures, and system design. - Background in a high-bar engineering environment, supported by a strong academic foundation. - Experience with Go (Golang) deployed on GCP is a plus. COMPENSATION & BENEFITS - Salary: $120,000 to $200,000 USD annually. - Visa sponsorship: Available. LOCATION On-site in San Francisco, California, United States.