Senior Director, Insurance Product Innovation & Emerging Solutions

Responsibilities: Insurance Product & Portfolio Innovation Strategies Define and lead the multi-year strategy for new lifestyle product solutions, including employer-subsidized, multicultural, disease specific, and ancillary offerings Set priorities, investment focus, and roadmap (e.g., consumer journey, partnerships, etc.) across the product portfolio Be the senior product owner, directly shaping programs Team Leadership & Capability Building Build a team of product manager and strategists Set clear goals, operating rhythm, and accountable for delivery and outcomes Coach team members to operate as end-to-end product owners, not task executors Establish a culture grounded in data analysis, ownership, urgency, and execution focus Strategic Partnerships & Lifestyle Ecosystem Development Lead development of culturally aligned and linguistically tailored health solutions Promote disease-specific product development, integrating clinical, network, and journey mapping leading to improved health outcomes for our members Ensure health solutions and lifestyle products are scalable, compliant, and with care for community and market specific needs Cross-Functional Leadership & Enterprise Influence Partner with product design, execution and intelligence teams to ensure products are fileable and operationally ready Lead across product, actuarial, markets, network, growth, and strategy teams to implement Promote agreement on priorities, trade-offs, and timelines to create winning products Deliver clear, executive-level recommendations, influencing important decisions; while staying close to the work, stepping in where needed to accelerate quality outcomes Performance & Portfolio Management Oversee performance outcomes across growth, retention, affordability, and margin in partnership with market and corporate leadership (e.g., finance, actuarial, network) Make decisions to refine or sunset products, based on market portfolios Compliance with all applicable laws and regulations Other duties as assigned Requirements: Bachelor's degree 12+ years experience in health insurance, product strategy (ACA, QHP focused), and insurance product development 6+ years people leadership experience managing multi-level teams Expertise in ACA individual and small group QHP markets Demonstrated ownership of end-to-end product strategy and lifecycle execution Experience launching new insurance products, partnerships, or market expansion. Willingness to travel up to 25% of the time. Bonus points: MBA, MHA, or other advanced degree Experience with employer-subsidized (e.g., small group, mid-group), ACA, and other non-traditional health insurance models Experience developing multicultural, population specific, or disease-specific health insurance products This is an authentic Oscar Health job opportunity. Learn more about how you can safeguard yourself from recruitment fraud here . At Oscar, being an Equal Opportunity Employer means more than upholding discrimination-free hiring practices. It means that we cultivate an environment where people can be their most authentic selves and find both belonging and support. We're on a mission to change health care -- an experience made whole by our unique backgrounds and perspectives. Pay Transparency: Final offer amounts, within the base pay set forth above, are determined by factors including your relevant skills, education, and experience. Full-time employees are eligible for benefits including: medical, dental, and vision benefits, 11 paid holidays, paid sick time, paid parental leave, 401(k) plan participation, life and disability insurance, and paid wellness time and reimbursements. Artificial Intelligence (AI): Our AI Guidelines outline the acceptable use of artificial intelligence for candidates and detail how we use AI to support our recruiting efforts. Reasonable Accommodation: Oscar applicants are considered solely based on their qualifications, without regard to applicant’s disability or need for accommodation. Any Oscar applicant who requires reasonable accommodations during the application process should contact the Oscar Benefits Team (accommodations@hioscar.com) to make the need for an accommodation known. California Residents: For information about our collection, use, and disclosure of applicants’ personal information as well as applicants’ rights over their personal information, please see our .