Senior Financial Risk Manager

<p><span>Brocc is a specialised niche bank embarking on a bold and transformative growth journey, fuelled by strong institutional backing and a clear strategic vision. Positioned at the forefront of the European credit market, Brocc combines deep heritage in consumer finance with cutting-edge technology and expertise in NPL acquisition and restructuring, building a best-in-class debt finance platform that supports clients across the full credit lifecycle.</span></p><div><p><span>With substantial capital resources, an ambitious growth agenda, and a collaborative, entrepreneurial culture, Brocc is uniquely placed to shape the future of the credit ecosystem. As we scale across new markets and asset classes, building a robust, forward-looking risk function is central to how we operate, and to how we earn the trust of clients, partners, and supervisors.</span></p></div><div><p><span>Now, we're looking for a Financial Risk Manager to join our growing team within our Group Risk Control Function and take ownership of how we identify, assess, and manage financial risks and play a key role in capital and liquidity planning across the organisation. You will work closely with Treasury, Credit, Finance, and executive management, and present regularly to the Board Risk Committee.</span></p></div><div><p><span>This is a broad, hands-on role in a growing Swedish bank, combining quantitative analysis with regulatory engagement and strategic advisory to the business.</span></p><p></p></div><div><h5><span>What you'll do</span></h5></div><div><p><span>You'll lead the second-line financial risk function, partnering with the business to design and embed a framework that scales with us. In practice, that means:</span></p></div><div><ul><li><p><span>Lead independent identification, measurement, monitoring, and reporting of credit, market, and liquidity risks across the balance sheet</span></p></li></ul></div><div><ul><li><p><span>Maintain and develop the risk appetite framework, limits, and early-warning indicators, escalating breaches and driving remediation</span></p></li></ul></div><div><ul><li><p><span>Independently validate and challenge risk models built by the first line (PD/LGD/EAD, IFRS 9 ECL, liquidity and IRRBB), and own the model risk management framework</span></p></li></ul></div><div><ul><li><p><span>Oversee liquidity and funding metrics (LCR, NSFR, survival horizon) and challenge deposit behavioural and funding concentration assumptions</span></p></li></ul></div><div><ul><li><p><span>Evaluate the risk components of the ICAAP and ILAAP, including internal stress testing, scenario design, and capital and liquidity adequacy</span></p></li></ul></div><div><ul><li><p><span>Deliver timely, decision-ready reporting that gives the CRO, executive management, and the Board Risk Committee a forward-looking view of market risks</span></p></li></ul></div><div><ul><li><p><span>Translate regulatory developments (CRR3/CRD VI, BRRD, EBA guidelines, FFFS) into policies, appetite, and methodology</span></p></li></ul></div><div><ul><li><p><span>Provide second-line challenge on new products, policy changes, business and funding plans, and strategic initiatives</span></p></li></ul></div><div><ul><li><p><span>Coach other risk analysts and build risk awareness across the organisation as a trusted partner, not a blocker</span></p></li></ul></div><div><p></p></div><div><h5><span>Who you are</span></h5></div><div><p><span>You've built financial risk frameworks in regulated financial institutions and know how to make them practical, not bureaucratic. You're as comfortable challenging a financial risk owner as you are presenting to the Board, and you bring the judgment to know when to push and when to partner.</span></p></div><div><p><span>More specifically, you bring:</span></p></div><div><div><ul><li><p><span>Several years of experience in financial risk management within a bank, credit institution, or consultancy serving financial institutions</span></p></li></ul></div><div><ul><li><p><span>MSc in Finance, Economics, Engineering, Mathematics, or an equivalent quantitative field</span></p></li></ul></div><div><ul><li><p><span>Deep knowledge of the EU banking regulatory framework — CRR3/CRD VI, EBA guidelines, and Finansinspektionen's regulations (FFFS)</span></p></li></ul></div><div><ul><li><p><span>Hands-on experience with ICAAP/ILAAP, stress testing, and regulatory reporting (COREP/FINREP a plus)</span></p></li></ul></div><div><ul><li><p><span>Strong quantitative and modelling skills, with proficiency in Excel and at least one of Python, R, or SQL</span></p></li></ul></div><div><ul><li><p><span>Experience with IFRS 9 expected credit loss modelling or credit portfolio analytics is a strong plus<